All persons who register as an ‘investor’ on this Website should read carefully the following warnings before making any investment. All investment products carry risks. The relevant webpages and documents will cover risks specific to an individual offer. Please bear in mind the following general risks involved when investing through this Website:
YOUR PERSONAL DECISION TO INVEST
A decision to invest in a company is a personal decision by you and no responsibility for the consequences of that decision is accepted by P1 Capital Partners International Ltd or by any of its partners, directors, agents, employees or other members. To invest through this Website you need to understand the following important risks:
YOU ARE NOT COVERED BY THE UK’s FINANCIAL SERVICES COMPENSATION SCHEME OR ANY OTHER REGULATORY BODY
When your capital is lent to a borrower it is not covered by the UK’s Financial Services Compensation Scheme or any other regulatory body.
LOSS OF INVESTMENT
The bonds are secured against a pool of assets (UK property) up to 75% of the valuation. We mitigate the risk to the Bondholders by diversifying the investments and limiting the loan to value. We stress test the loans against historic data / property cycles to ensure investors are adequately protected. However, in the highly unlikely event of a +30% housing market crash (ie significantly worse than historic market crashes) then the 100% investor protection will be invoked and bondholders will receive 100% of their capital back at maturity.
As an investor you should be aware that no established market exists for the trading of the bonds and such bonds are not easily realisable. It must be appreciated that there could be difficulty in selling such investments at a reasonable price and, in some circumstances, it may be difficult to sell them at any price. We strongly recommend that you only invest in the bonds if you do not need access to the money until the bond matures.
DIVERSIFY YOUR PORTFOLIO
We highly recommend investors to maintain a balanced portfolio. Diversification by spreading your money across different types of investments should reduce your overall risk. Investors should only invest a proportion of their available investment funds in bonds being offered on this Website due to the high risks involved.
P1 Capital Partners International Ltd recommend that you take your own tax advice on any investments which you make via this Website.
P1 Capital Partners International Ltd does not provide advice or make personal recommendations. If you are in any doubt about the action you should take or the contents of a particular Offer Document, you should seek advice from an independent financial advisor.
Past performance is not a reliable indicator of future performance. You should not rely on any past performance as a guarantee of future investment performance.